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Commonwealth Choice
What is Commonwealth Choice?
Commonwealth Choice is a health insurance program for uninsured adult Massachusetts residents whose incomes are too high for Commonwealth Care. The program offers "good value" private unsubsidized health insurance that meets the requirements of the state's mandatory health insurance law. The private health plans are approved by the Commonwealth Connector Authority.
Am I eligible?
Commonwealth Choice health plans are for Massachusetts residents who are 18 or older and do not qualify for Commonwealth Care because their family income is greater than 300% of the Federal Poverty Guidelines. There are no income or asset limits for the program. College students living in Massachusetts temporarily are not eligible for the program.
What benefits will I get?
All Commonwealth Choice plans offer coverage for preventive and primary care, emergency care, mental health and substance abuse services, hospitalization, ambulatory patient care, maternity and newborn care, x-rays and other diagnostic procedures, and prescription drugs. Some plans also offer other benefits. Commonwealth Choice health plans vary greatly in price.
How much does it cost?
Commonwealth Choice members must pay monthly premiums and other cost-sharing fees such as deductibles and co-payments. The cost depends on your age, region of the state where you live, and the type of plan you choose. For more information about costs, see How much does it cost? on MassResources.org. You can also call Commonwealth Choice at 1-877-MA-ENROLL (1-877-623-6765).
How do I apply?
To apply, call Commonwealth Choice toll-free at 1-877-MA-ENROLL (1-877-623-6765), Monday through Friday, 8 AM to 5 PM, or visit the Commonwealth Connector web site Welcome to the Health Connector!.
More information
More information about Commonwealth Choice is on our statewide web site, MassResources.org. When you click on the link below, you will go to MassResources.org. Click "Back" on your browser to return to WorcesterResources.org.
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